Interest Rates

We offer competitive rates for our loan programs. If you don't see a rate you're looking for, you can use our Rate Tracker service to request that we notify you when rates reach a certain level.

Hard-money Equity Programs - Loans Up to 60% LTV

 

TYPE OF PROPERTY 1 Year Loan 2 Year Loan 3 Year Loan 30 YR/ 
Due In 5
30 YR/ 
Due In 7
30 YR/ 
Due In 16

SFR & Condos
(1-4 units non-owner)
First Trust Deed or Second Trust Deed

Owner occupied for business purposes only

Third Trust Deed
(add 1% to rate & 1-2 to fee)

9% - 12% 
3 - 5 Pts
60% LTV
10% - 12%
3 - 6 Pts
60% LTV

10% - 13%
4 - 6 Pts
60% LTV

10% - 14%
4 - 8 Pts
60% LTV
 

Construction
(1-4 units non-owner)
First Trust Deed or Second Trust Deed

Minimum term 30 years due in 5

Second mortgages help you
tap into your home's value!

10% - 14%
4 - 8 Pts
60% LTV on future value
Construction
(1-4 units non-owner)
First Trust Deed or Second Trust Deed

Minimum term 30 years due in 16

Owning a home is a keystone of wealth, both
Financial Affluence and emotional security!

11% - 13%
4 Pts
60% LTV
on future
value

Apartments
(Multi family 5+ units)
First Trust Deed

Second Trust Deed
(add 1% to rate & term)

9% - 12%
3 - 6 Pts
65% LTV

Commercial
First Trust Deed

Second Trust Deed
(add 1% to rate & term)

9% - 12%
4 - 6 Pts
65% LTV

Churches
First Trust Deed

Second Trust Deed
(add 1% to rate & term)

15%
7 Pts
50% LTV
16%
8 Pts
50% LTV
17%
9 Pts
50% LTV
Time is our most precious asset,
We should invest it wisely.

Single Purpose,
Mixed Use
First Trust Deed

Second Trust Deed
(add 1% to rate & term)

9% - 12%
3 - 6 Pts
65% LTV

Land - SFR
Residential Lots
First Trust Deed

Second Trust Deed
(add 1% to rate & term)

12% - 14%
5 - 6 Pts
35% - 50%
LTV
13%4%
6 - 8 Pts
40% - 50%
LTV
15%
7 - 8 Pts
40% - 50%
LTV
15.5%
7 - 9 Pts
40% - 50%
LTV
16%
7 - 10 Pts
40% - 50%
LTV
Land - RAW
First Trust Deed only
14%
6 - 8 Pts
Max 40%
LTV
14.5%
6 - 8 Pts
Max 40%
LTV
15% - 16%
7 - 9 Pts
Max 40%
LTV
17%
7 - 9 Pts
Max 40%
LTV
18%
7 - 9 Pts
Max 40%
LTV
19%
7 - 9 Pts
Max 40%
LTV

Loans made or arranged pursuant to a California Finance Lender's License. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.

 

Real Estate Broker, California Department of Real Estate License no. 01170032